MONEY FAST.
NO GAMES.
Decisions in as little as 4 hours*.

One offer. No haggling. No excuses.
*Depends on docs, verification, and valuation. No guarantees—just speed when it stacks up.
Thank you for your enquiry, we'll be in touch soon
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WE’RE NOT HERE TO CIRCLE...
You apply.
We assess.
We make one offer.
Take it or leave it. If you’re in, we move fast.
PERSONAL AND COMMERCIAL LENDING
CONSUMER LOANS

Straight-Up Credit. No Spin.

Short-term loans for personal or residential investment purposes, secured by property.

Fast decisions – as little as 4 hours*
One offer – no haggling, no games.
Full disclosure – interest, fees, third-party costs up front.
Responsible lending – we only lend where it’s not unsuitable for you.
Hardship help – if life hits hard, talk to us early.
PRODUCT GUIDE
BUSINESS LOANS

Capital without the circus.

For ABNs and companies who need short-term funding and have property security.

Speed – quick indicative view, formal offer in 4 hours*
One shot – no negotiation, no delays.
Focus – asset, exit, track record.
Responsible lending – we only lend where it’s not unsuitable for you.
Hardship help – if life hits hard, talk to us early.
PRODUCT GUIDE
*Depends on docs, verification, and valuation. No guarantees—just speed when it stacks up.
WHO WE CAN HELP
If you’ve been told no somewhere else, we could be able to help.
PROPERTY SECURITY

First or second mortgages
BORROWERS

Individuals, companies
& trusts
PURPOSE

Consumer or business
EXIT PLAN

Clear and real
If you don't fit, we'll tell you straight.
APPLY NOW

3 Steps Zero Drama

1
Apply Online10 minutes, no BS.
2
Assessment & OfferOne shot, no haggling.
3
Settle FastSign, fund, done.
GLOWING REVIEWS

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Josh Phillips
COMPANY NAME
OUR PARTNERS
HArdship & help

If life hits hard, talk to us.
Consumers can request hardship help. We’ll assess and respond fast. If we can’t agree, we’ll explain why and how to escalate.
REQUEST HARDSHIP

FAQ

How fast do you lend?

As little as 4 hours after docs and valuation. Depends on docs, verification, and valuation. No guarantees - just speed when it stacks up.

Do you negotiate?

No. One offer. That’s how we keep it fast.

How much does it cost?

Our interest is risk-based, so we need to assess before we can tell you, but all our fees are disclosed upfront. No haggling. No surprises.

What if I miss payments?

Call us early. We’ll try to work with you. If not, we enforce the deal - by the book. If you’re not happy we’ll try to fix it fast or explain why. If you’re still not happy, AFCA is there for you.